Will economic stimulus boost home sales? More Builders Jump on the IT Bandwagon Certified Experts Help Clinch Closings

June 2008 Certified Experts Help Clinch Closings Shifts in the housing industry have left many potential homebuyers feeling increasingly tentative about the mortgage process. Yet, when armed with straightforward information from a trusted consultant, these customers may gain the confidence and peace of mind that come with making an informed financial decision. Enter the Certified Builder Representative (CBR)—an elite member of Countrywide’s team of expert home loan consultants. Countrywide’s CBR designees have completed an intensive six-month training that hones the skills of top-tier loan consultants on the intricacies of new-construction financing. This enables CBRs to deliver more specialized service in facilitating the closing of more home sales and in helping your qualified customers explore possible home loan solutions. Graduates of the CBR program have met rigorous specialized-training standards and have demonstrated mastery in such coursework areas as project approvals, builder pricing, construction to permanent financing, builder-specific products, and more. The program is reserved for the highest echelon of Countrywide’s home loan consultants and managers who actively participate in local or regional building industry associations, have a minimum of two years’ production experience, have at least six months of successful new-home loan origination experience, and meet other specific criteria. As one of the industry’s most highly-trained experts on builder-focused home financing solutions, Countrywide’s CBR designees are a valuable asset as you seek to boost your business. With a CBR at your service, you and your home buyers get unparalleled knowledge and powerful resources — to help home sales soar. Contact your Countrywide regional builder manager or divisional builder manager to have a CBR specially assigned to your business opportunities.

* Countrywide is not responsible for the contents of, or products or services offered on, third-party Web sites and provides links to such Web sites solely for your convenience. Countrywide is not affiliated with or responsible for the products or services offered by the Federal Housing Administration, Fannie Mae, Freddie Mac, the Federal Reserve System, National Association of Home Builders, David Seiders, CNNMoney.com, NAHB.com, ToolBaseServices*, and Builder Magazine/2008 Builder IT Survey. Equal Housing Lender. ©2008 Countrywide Bank, FSB, Countrywide Home Loans Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. 6/18/08 080518 Provided to new home construction professionals only for informational purposes only. Not intended or authorized for public or consumer distribution. If you have comments, questions or feedback, you may write us at the following address: 31303 W. Agoura Road, WLAR-92A, Westlake Village, CA 91361. You may cancel your subscription to The Builder’s Advantage by sending an e-mail to builder@countrywide.com with the word "UNSUBSCRIBE" in the subject field or click here.